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Private swaps for Monero and Zcash

Wagyu Swap: private Monero swaps, no KYC, no frozen funds

Swap to your own receiving address without creating an account.
  • Screened before execution
  • Published refund policy
  • Live orderbook rates

Why swap Monero on Wagyu

Wagyu is a private Monero swap and exchange. Send a supported asset such as Bitcoin, Ethereum, Solana, USDT or USDC and receive XMR at your own address. Choose source and destination networks in the token picker. Refunds follow the published compliance policy. Screening happens before execution and may run again during recovery or refunds.

Screening and refund rules are published

Address and transaction screening runs before execution and can run again during recovery or refunds. A failed check normally enters a refund flow, which can require a refund address and further checks. The published compliance policy describes legal restrictions, including court and authorised-government orders.

Read the full compliance policy →

Track your swap or refund

A Monero swap on Wagyu needs one thing: the address where you want to receive your coins. Your deposit is either swapped or returned to you, subject to the compliance policy and applicable legal restrictions. Each order gets a private session key so you can track it and, if needed, submit a refund address.

Orderbook rates, not spread-padded quotes

Wagyu routes XMR trades through Hyperliquid's decentralized orderbook. Large orders use TWAP execution: the swap is sliced and filled over time instead of being dumped in one block, which keeps slippage low. Rates are designed to match or beat centralized exchanges, and the quote you see shows the public fees and the estimated output before you send anything. The deposit amount is exact; the final output can move with the market during execution.

Decentralized routing across networks

Cross-chain legs go through a decentralized bridge aggregator, the XMR leg through Hyperliquid's orderbook.The catalogue lists deposits from Monero, Zcash, Ethereum, Arbitrum, Base, BSC, HyperEVM, Robinhood Chain, Arc, Solana, Bitcoin, Tron and delivery to Monero, Zcash, Ethereum, Arbitrum, Base, BSC, HyperEVM, Robinhood Chain, Arc, Solana, Bitcoin, Tron, Hyperliquid, Sui. Catalogue fetched Sep 25, 2026, 8:14 PM UTC. Availability depends on the specific token and route; the quote checks your selection.

Built for Monero users, at Monero scale

Total volume through Wagyu is $1.0B+, including legacy swaps and bridges, as on Points. Current-engine totals include swap, bridge and coinflip orders. Updated Sep 25, 2026, 8:07 PM UTC; legacy volume as of Sep 25, 2026, 8:07 PM UTC. Wagyu also runs the native XMR to XMR1 bridge that brings Monero onto Hyperliquid. Monero is the first asset in the catalog, not an afterthought. Zcash swaps pay out to your shielded u1 address by default.

How a Monero swap works

  1. Choose your pair and amount

    Pick what you send and what you receive, for example BTC to XMR, and enter the amount. You get a live quote with the rate, the fee, the estimated output and the estimated time.

  2. Send to the one-time deposit address

    Wagyu creates a durable order with a deposit address and an exact amount. Send from any wallet; no connection required.

  3. Track the order

    The order page shows each stage: confirming your deposit, routing, trading on the orderbook, sending. You can keep the page open or come back later with your order link.

  4. Receive XMR at your address

    The coins land directly in the wallet you specified. Nothing stays on Wagyu.

If something goes wrong

If something goes wrong, for example a deposit sent on the wrong chain or a route that becomes unavailable, the order switches to a refund state and asks you for a refund address. You never have to open a ticket to get your money back.

Swap any asset to Monero

Every one of these pairs runs through the widget above.
Bitcoin to MoneroBTC to XMREthereum to MoneroETH to XMRSolana to MoneroSOL to XMRUSDT to MoneroUSDT to XMRZcash to MoneroZEC to XMRUSDC to MoneroUSDC to XMRBNB to MoneroBNB to XMRHYPE to MoneroHYPE to XMR

Buying Monero with another crypto is the simplest way to get XMR privately. Send the asset you already hold, receive XMR at your own wallet, done.

Swap Monero to Bitcoin, stablecoins and more

Going the other way works the same: send XMR to the deposit address, receive the asset of your choice on the chain of your choice.

Monero to BitcoinXMR to BTCMonero to EthereumXMR to ETHMonero to USDTXMR to USDTMonero to USDCXMR to USDCMonero to SolanaXMR to SOLMonero to ZcashXMR to ZEC

Cashing out Monero privately usually means swapping XMR to a stablecoin like USDT or USDC on the chain you use, then spending or transferring from there. No frozen withdrawal: funds are swapped or returned.

Swap Zcash, paid to your shielded address

Wagyu decodes unified addresses and pays the shielded receiver, so a u1 or zs1 address receives ZEC without a transparent hop of your own. Transparent t1 addresses work too; tex1 addresses are refused, because that address type only accepts funds from transparent sources.

Bitcoin to ZcashBTC to ZECEthereum to ZcashETH to ZECSolana to ZcashSOL to ZECUSDT to ZcashUSDT to ZECZcash to BitcoinZEC to BTCZcash to USDTZEC to USDT

Each Zcash route shows its own Wagyu fee, minimum and other applicable costs in the quote. You can also swap Monero to Zcash and Zcash to Monero directly.

Bridge Monero to Hyperliquid

Wagyu also runs the native bridge between Monero and Hyperliquid. Deposit XMR and receive XMR1, the Monero representation on Hyperliquid, at your Hyperliquid address; send XMR1 back and receive native XMR.

The terms below come from the bridge API, fetched Sep 25, 2026, 8:14 PM UTC. Check the bridge widget before sending. Deposits are available; withdrawals are available. XMR1 lets you trade Monero with orderbook liquidity and low fees, then exit back to native XMR whenever you want.

Deposit fee

0%

Withdrawal fee

2% + 0 XMR

Minimum

0.01 XMR

Fees, minimums and timing

Quote snapshots refresh every 10 minutes: SOL to XMR: updated Sep 25, 2026, 8:07 PM UTC; BTC to XMR: updated Sep 25, 2026, 8:14 PM UTC; XMR to BTC: updated Sep 25, 2026, 8:14 PM UTC.

Fees

Example route fees: SOL to XMR 2%, BTC to XMR 2%, XMR to BTC 0%. Your quote shows applicable trading, routing and rounding costs as well. Your deposit network fee is separate; the final output can change during execution.

Minimums

Default-network minimums: SOL to XMR $20, BTC to XMR $40, XMR to BTC $25. Other routes and networks have their own minimums; check the quote before sending.

Timing

Editorial estimates from deposit detection: USDC to XMR on Arbitrum around 1 minute, SOL to XMR around 2 minutes, BTC to XMR around 20 minutes. These are typical times, not measured medians. The widget estimates your actual swap; confirmations and large orders can take longer.

Limits

There is no daily limit. Very large orders are routed in slices; the quote reflects the available liquidity.

Who Wagyu is for

  • Anyone who has had a withdrawal frozen by an exchange and does not want it to happen again.
  • Traders moving between XMR and Hyperliquid or other chains who want their funds swapped or returned, never held.
  • Wallets, apps and agents that need a Monero swap or bridge through a public API. Build with the Wagyu API

New to Monero? Start with how to buy Monero without KYC.

Frequently asked questions

Where can I swap XMR privately?

Choose a supported asset, amount and Monero receiving address on this page. Screening and refund rules are set out in the compliance policy.

Can Monero be swapped for Bitcoin?

Yes. Send XMR to the deposit address and receive BTC at your Bitcoin address, or the reverse.

Can my funds be frozen when converting XMR to BTC?

Screening applies before execution. Failed checks normally enter a refund flow, which can require a refund address and further checks. Legal restrictions described in the compliance policy can affect payouts and refunds.

Does Wagyu hold my funds?

No. Your deposit is swapped and sent to your address, or refunded.

What happens if the compliance screening flags my deposit?

Screening runs before execution. A failed check normally enters the refund flow; it can require a refund address and further checks. The compliance policy describes legal restrictions and exceptions.

How long does a Monero swap take?

Typical editorial estimates include around 1 minute for USDC to XMR on Arbitrum and around 20 minutes for BTC to XMR, from deposit detection. Your selected network, confirmations and order size can change the timing. The widget estimates your actual swap. Received XMR needs more confirmations before it is spendable.

Is there a minimum amount?

On default networks, SOL to XMR starts at $20, BTC to XMR at $40, and XMR to BTC at $25. The XMR bridge minimum is 0.01 XMR. Check the quote for your selected route.

Is Wagyu a DEX?

Not in the strict sense, and we prefer to be precise. Cross-chain routing uses a decentralized aggregator and XMR trades execute on Hyperliquid's decentralized orderbook, but the Monero side of the bridge is operated by Wagyu. What protects you is not a label, it is the design: screening before the swap and automatic refunds.

Can I use Wagyu from any country?

Wagyu is available worldwide, except in territories under comprehensive sanctions listed in the compliance policy.

Can I buy Monero with a credit card on Wagyu?

No. Wagyu swaps crypto for crypto. If you are starting from fiat, you need to get your first coins elsewhere and then swap them to XMR here.